Insurance is designed to protect a person and the family from disasters and financial burdens. There are many kinds of insurance of which, the basic and most important is considered to be life insurance. It provides for the dependants after your death.
Since there are certain financial commitments you need to meet throughout life and do contribute...
Thursday, May 19, 2011
10 Auto Insurance Myths You Should Know About
Post under
Car Insurance
The truth about fallacies of many car owners believing that the insurance premium coverage for their new car is covered, and maybe the truth just might make you change course.
(1) "No-fault insurance means, is it not my fault?" That means that your insurance company pays for your damages regardless of who's at fault. No they don’t!
(2) "Can the color...
8 Ways To Save Money On Your Motorbike Insurance
Post under
about motorcycle insurance
Motorbike insurance can cost you a lot of your hard earned money each year. In this article you will find out about 8 different ways you can cut the cost of your motorbike insurance. The savings you make may add up to quite a bit of money over the years so it is usually worth the effort involved. So here are the ways to save on your motorbike insurance:
1....
8 Ways To Lower Auto Insurance Rate
Post under
insurance
Are you looking out for a low cost auto insurance rate without dipping into your coverage? After all low cost auto insurance is fine when it comes to paying, but if you choose a wrong insurance company then the same would turn out to be terrifying. Hence, you need to select the right insurance company that offers the best low auto insurance cost.
Now...
8 Easy Tips for Cheaper Home Insurance
Post under
Home Insurance
No one likes paying for home insurance, but it's a necessary evil for most of us. This doesn't mean you have to pay through the nose for it though - try these 8 easy tips for cheaper home insurance and see how much you could reduce your premiums by.
- Shop Around
By comparing prices from several insurance companies, you'll probably be able to reduce...
8 Easy Routes to Cheaper Car Insurance
Post under
Car Insurance
Car insurance is one of the most expensive costs involved in driving a car, and it's not something you can avoid - a minimum level of insurance is required by law. That doesn't mean you have to blindly pay whatever your insurer quotes though, as there are several simple things you can do to reduce the cost of your premiums.
1) Shop around and buy...
7 Things You Should Know About Health Savings Account Plans
Post under
Health Insurance
Health savings accounts (HSAs) are wildly popular. Since their introduction in 2004, approximately 2.5 million Americans have enrolled in these so-called consumer-driven health plans. But, alas, HSA plans are not for everyone.
Here are some pointers to help you consider whether an HSA will benefit you and your family.
1. An HSA plan can...
7 Things To Do Before Buying Travel Insurance
Post under
Travel Insurance
Going back to Roman times, risks have been shared during times of tragedy and unforeseen circumstances, such as earthquakes, floods and the like. The first formal and recorded insurance company, Lloyd's of London, was formed in 1769 and their founding principal remains intact today - to gather the premiums of clients as a pool of resources in order...
Saturday, May 14, 2011
7 Things Seniors (and Everyone Else) Should Know About FDIC Insurance
Post under
insurance
Older Americans put their money… and their trust… in FDIC-insured bank accounts because they want peace of mind about the savings they've worked so hard over the years to accumulate. Here are a few things senior citizens should know and remember about FDIC insurance.
1. The basic insurance limit is $100,000 per depositor per insured bank. If you or...
7 Good Reasons For Travel Insurance
Post under
Travel Insurance
For thousands of years, risks have been shared during times of tragedy. The first formal insurance company, Lloyd's of London, was formed in 1769 and their principal concept remains today - to gather the premiums of clients as a pool of resources to return to clients who experience unexpected but covered events. So, that is the secret really, plan...
7 Easy Ways To Slash Your Auto Insurance Costs
Post under
insurance
Here's 7 easy ways to get the best possible auto insurance deal.
* Multiple Quotes
Get multiple quotes - use the internet and call a few brokers. It's easy to gather some good comparison quotes.
Remember to get different types of quotes e.g one from a direct-sell insurance company; another from an offline broker who keeps a database of quotes; and...
7 Auto Insurance Tips
Post under
insurance
1> Raising your deductible
Deductible is the amount you pay from your pocket before making an insurance claim. The disadvantage of raising your claim is when you make a claim, you will pay more. However, if you are a safe driver, you will overtime save more money by raising your insurance deductible. Look at your previous insurance claim history...
6 Common Property Insurance Mistakes - You Could Lose Everything
Post under
insurance
Getting the right property and casualty insurance coverage may not rank high on your list of financial priorities. Compared with investment decisions and estate planning issues, questions about the language in your homeowners policy, say, may seem hardly worth considering. Yet the more successful you become, the more complicated your asset-protection...
5 Ways To Choose The Best Travel Insurance For Your Holiday
Post under
Travel Insurance
Travel insurance is one of those areas that mean nothing to you until you decide to hit the road – or the air – then suddenly every ad is for travel insurance and everywhere you look another company is touting for your business. So how do you choose the best insurance company and the best travel insurance for your unique travelling needs?
5 Points...
5 Tips to Finding the Right Dental Insurance Company
Post under
Health Insurance
With so many dental insurance plans to choose from it can be a daunting task to determine which plan is best for your needs or the needs of your employees. And to note, these needs are extremely important, as the dental care should never be overlooked. There are five tips that may help you discover which plan is right for you.
1. Consider Online Comparisons...
5 Tips For Cheaper Life Insurance Premiums
Post under
Life Insurance
1. Consider an income policy instead of a lump sum
Most people know that life cover pays out a lump sum if you die. But far less know that you can buy cover that pays a regular tax free income instead of a lump sum. It’s official name is Family Income Benefit and is often cheaper than the more common Level Term lump sum payout option. So why would...
5 Tips For Cheaper Home Insurance
Post under
Home Insurance
Home insurance is a basic term for two different types of insurance policy. Buildings insurance to cover the construction of your property and home contents insurance to protect your valuables and other household objects.
The problem is that not all home insurance policies are created equal making it difficult to compare like with like. The areas...
5 Things To Look For When Buying Health Insurance
Post under
Health Insurance
The comfort and security of knowing you can see a doctor whenever the flu strikes or when you’ve broken your leg on the ski slopes is a privilege that many take for granted. Whether you have to select health insurance through your job or need to choose an independent company, there are plenty of factors that can affect your final decision. Weighing...
5 Things To Look For When Buying Dental Insurance
Post under
Health Insurance
When it comes to taking care of your teeth, purchasing the proper dental insurance is essential. Dental insurance really comes in handy for those who cannot deal with the increasing costs of seeing a dentist. The decision to select dental insurance that is right for individuals or families (depending on the situation) becomes an important task to conclude....
5 Situations It Would Pay To Have Travel Insurance
Post under
Travel Insurance
No one likes to think about the worst when you’re planning a holiday – that’s for the journey back when you’re thinking about the stack of papers that need dealing with on Monday when you’re back in the office.
Sadly, there are hundreds of things which could go wrong when you’re on your travels around the world. And ‘away from home’ is the last place...
5 Quickest ways to lower your Life Insurance Premium
Post under
insurance
Worried about the spiraling life insurance premium? We have enlisted 5 quickest ways to lower your life insurance premium. Well, keep these points in mind but do tread with caution and act prudently.
Shop around and Bargain
Shop, Compare and Bargain! Well, the oldest principle, old as dirt, but still going strong. Once decided on your coverage,...
5 Quickest ways to lower Your Health Insurance Premium
Post under
Health Insurance
It is an old saying — “Health is Wealth.” The most important step to maintain this wealth is to get a health insurance policy for you as well as your family. But, sometimes the premiums of such policies can leave you in and out of the budget situation. Can you really do something to bring down your premium? Read on to learn about the 5 quickest ways...
5 Quickest ways to lower your Auto Insurance Premium
Post under
insurance
Are you looking for ways to lower your Auto Insurance Premium? Auto insurance rates can spiral depending upon factors that include your age, past driving record, and other factors such as credit history. However, the trick is to find ways to lower the annual pay-off. We have pulled up for you the 5 quickest ways to lower your Auto Insurance Premium.
Tip...
5 Easy Steps To Lower Your Auto Insurance Quote
Post under
insurance
It was not too long ago when contracts were made on a handshake and a promise. Individuals were not particularly concerned with things like insurance because they relied upon the goodwill of their neighbor to compensate them for wrongful damage. For a variety of reasons, including an increase in the speed and cost of auto wrecks, auto insurance...
5 Basic Facts About Health Insurance Policies In A Bad Economy
Post under
Health Insurance
1. DOES YOUR PLAN COVER YOU ON AND OFF THE JOB?
Many health insurance plans have specific exclusions that eliminate your benefits for anything that could have been covered under Workers Compensation or similar laws. Now read that last sentence again.
COULD HAVE BEEN COVERED!?
That is correct. Most self employed people and even some small business...
4 Things To Remember When Renewing Your Home Contents And Home Buildings Insurance
Post under
insurance
Each year when our renewal notices come through the post for our home contents insurance and/or home buildings insurance, most of us automatically sign the form and send it back to the insurance company – after all, we already know how much the premiums are going to be. Big financial mistake, and here are 4 reasons why:
Did You Buy Anything...
3 Ways Your Life Insurance Company Is Scamming You
Post under
insurance
Although it makes sense to get in touch with a life insurance company to cover your dependents in the eventuality of your untimely death, there are integrity issues surrounding the insurance companies and agents. Broadly there can be 3 ways your life insurance company is scamming you. We have enlisted them for your benefit.
Selling Coverage that...
3 Ways Your Health Insurance Company Is Scamming You
Post under
Health Insurance
The growing number of consumers taking up health insurance plans has led to the mushrooming of scam health insurance providers. These providers often target new retirees and the elderly individuals and small-business owners, who can't negotiate better rates with legitimate insurers. Be very cautious before you invest in any health policy. Read on to...
3 Warnings Before Switching Auto Insurance Companies
Post under
insurance
We've all been bombarded with ads, emails, commercials, and billboards saying how much we can save on our auto insurance by switching to another company. It's a competitive industry. Just because another company is offering a better rate doesn't mean you should rush to call and cancel your insurance and switch. There are a few things you need...
Wednesday, April 20, 2011
about motorcycle insurance
Post under
about motorcycle insurance
If you look at the police records of road accidents, you will clearly notice that motorcycle accidents dominate them all. This is not a story as it tells a very significant fact. The motorcycles are the most favorite vehicles of the people of younger generation. These people are less skilled as well as they also lack in driving experience. The fun-loving...
Subscribe to:
Posts (Atom)
Visitor
